Buy Here Pay Here

Buy Here Pay Here at Auto Expo USA – No Credit? No Problem!

At Auto Expo USA, we make it easy to get approved for a vehicle—no banks, no credit checks, and best of all, NO INTEREST! Our Buy Here Pay Here (BHPH) program is designed to help you get on the road with a simple, hassle-free process.

• Easier Access to Credit:
  BHPH dealerships often have less stringent credit requirements than traditional lenders, making it easier for individuals with no credit history or poor credit to qualify for a car loan. 
• Simplified Car Buying Process:
  The entire process, from finding a vehicle to securing financing, happens at the same dealership, streamlining the car-buying experience, especially for those who may struggle with traditional financing. 
• Low or No Down Payment Options:
  Some BHPH dealerships offer low or no down payment options, making car ownership more accessible for buyers who may not have a large amount of cash on hand. 
• Potentially Shorter Repayment Periods:
  Repayment periods at BHPH dealerships may be shorter than traditional loans, which can lead to quicker ownership and potentially lower overall interest costs. 
• In-house Financing:
  BHPH dealerships finance the car sales in-house, meaning you pay the dealership directly, rather than going through a bank or credit union. 
• Flexibility in Payment Options:
  BHPH dealerships often offer flexible payment options, such as weekly or bi-weekly payments, which can be beneficial for individuals with irregular income. 
• Opportunity to Build Credit:
  Making consistent payments on a BHPH loan can help establish or rebuild credit, paving the way for more favorable financing options in the future. 

What You Need to Qualify

Our BHPH financing is straightforward and transparent. To get started, here’s what you’ll need:

Down Payment: A minimum of 50% down is required, with a maximum of 70-80% down, depending on the vehicle.
Proof of Income: Recent pay stubs, bank statements, or other verifiable income sources.
Proof of Residency: A utility bill, lease agreement, or other official documents showing your current address.
Valid Photo ID: A state-issued driver’s license or government-issued identification.

Why Choose Our BHPH Program?

No Interest – Unlike traditional financing, you pay zero interest on your vehicle.
Fast Approvals – No waiting on banks—we approve you directly.
No Credit Needed – Your approval is based on your ability to pay, not your credit score.
Flexible Payment Plans – Weekly, bi-weekly, or monthly payments that work with your budget.
Reliable Cars – Our vehicles are inspected and ready to drive the same day!

Drive Today with Auto Expo USA

If you’re ready to stop relying on public transportation or waiting for traditional financing, Auto Expo USA can help. No interest. No banks. Just you, your down payment, and a car you can drive today!

Visit us in Cleveland or apply online now to get started!